GM Business™ Mastercard®

GM Business™ Mastercard® from Barclays

The GM Business™ Mastercard® from Barclays is a no-annual-fee business credit card designed for small business owners who frequently make purchases with General Motors (GM) or are looking to maximize rewards on everyday spending. With an impressive sign-up bonus and high earning potential on GM-related purchases, this card is an excellent choice for entrepreneurs who want to save on vehicle-related expenses while earning valuable rewards.

Key Features

The GM Business™ Mastercard® offers a range of benefits tailored to business owners. Here are the key features of this card:

• Generous Rewards Rates: Earn 7x Business Card Points for every $1 spent on eligible GM purchases, including vehicle purchases, parts, and services.
• Everyday Spending Rewards: Earn 3x Business Card Points for every $1 spent on all other purchases.
• No Annual Fee: Enjoy all the benefits of this card without worrying about an annual fee.
• Flexible Redemption: Redeem your points toward the purchase or lease of a new GM vehicle, or for GM services and products.

How to Earn the Bonus

The GM Business™ Mastercard® offers an attractive sign-up bonus for new cardholders. Here’s how you can earn it:

• Sign-Up Bonus: Earn 100,000 Business Card Points after spending $5,000 on purchases within the first 5 months of account opening.
• This bonus is a fantastic way to jumpstart your rewards balance, especially if you have upcoming business expenses that can help you meet the spending requirement.

Our Verdict

The GM Business™ Mastercard® from Barclays is a solid choice for small business owners, particularly those who frequently make GM-related purchases or are planning to buy or lease GM vehicles. The standout feature of this card is its 7x points on eligible GM purchases, which is one of the highest earning rates in the industry for brand-specific spending. Additionally, the 100,000-point sign-up bonus is a lucrative incentive, especially given the reasonable $5,000 spending requirement over 5 months. The lack of an annual fee makes this card even more appealing, as it allows you to maximize your rewards without worrying about offsetting a recurring cost. However, if your business spending doesn’t align with GM purchases or you’re looking for more flexible redemption options, this card may not be the best fit. Overall, the GM Business™ Mastercard® is a niche but valuable option for GM enthusiasts and business owners who want to earn rewards while managing their expenses. If you’re in the market for a GM vehicle or frequently use GM services, this card could be a game-changer for your business.