Old Navy Encore Mastercard®

Old Navy Encore Mastercard® from Barclays

The Old Navy Encore Mastercard® is a personal credit card designed for loyal shoppers of the Gap Inc. family of brands, including Old Navy, Gap, Banana Republic, and Athleta. With no annual fee and generous rewards on purchases, this card is ideal for frequent shoppers looking to maximize their savings and earn points toward future purchases.

Key Features

The Old Navy Encore Mastercard® offers several perks that make it a strong choice for retail enthusiasts. Here’s what you can expect:

• 5X points per $1 spent at Old Navy, Gap, Banana Republic, Athleta, and other Gap Inc. brands.
• 3X points per $1 spent at all other eligible retail apparel brands.
• Free shipping on all online orders of $35 or more.
• 30% off your first purchase made with the card at Old Navy.
• No annual fee, making it a cost-effective option for budget-conscious shoppers.

How to Earn the Bonus

While the Old Navy Encore Mastercard® does not offer a traditional sign-up bonus in the form of points or miles, new cardholders can enjoy a 30% discount on their first purchase made at Old Navy using the card. This immediate savings can be a great incentive for those planning a shopping spree.

Our Verdict

The Old Navy Encore Mastercard® is a solid choice for frequent shoppers of the Gap Inc. family of brands. The ability to earn 5X points on purchases at Old Navy, Gap, Banana Republic, and Athleta is a standout feature, especially for those who regularly shop at these stores. Additionally, the 3X points on eligible retail apparel brands provide value for fashion-conscious consumers who shop beyond Gap Inc. stores. The lack of an annual fee makes this card accessible to a wide range of users, and the 30% discount on your first Old Navy purchase is a nice perk for new cardholders. However, the absence of a traditional sign-up bonus in the form of points or miles may be a drawback for those who prioritize upfront rewards. Additionally, the card’s rewards are most beneficial for those who frequently shop within the Gap Inc. ecosystem, so it may not be the best fit for individuals seeking a more versatile rewards program. Overall, the Old Navy Encore Mastercard® is a great option for loyal Gap Inc. shoppers who want to earn rewards and enjoy exclusive perks without paying an annual fee. If you’re a regular at Old Navy or its sister brands, this card could be a valuable addition to your wallet.